- About us
At Insureability, we believe insurance should be simple, transparent, and tailored to you. Our mission is to take the stress out of getting covered, so you can focus on living your life with confidence. Whether you’re protecting your family, your home, your business, or your health, we provide coverage that fits your needs and budget backed by personal service you can rely on.
- Get personalized coverage fast and easy.
- Coverage that fits your life and budget.
- Combine policies and unlock exclusive savings.
- Real humans, real answers — no bots.
- Submit claims easily with quick turnaround
Ready to talk? Our agents are here to help.
(888) 866-0849 Monday – Friday: 8:00AM – 11:00PM ET Saturday: 10:00AM – 7:00PM ET
- faqs
Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.
20+ Years of Experience
With over two decades of expertise, we have built a reputation for providing reliable and tailored insurance solutions. Our deep industry knowledge ensures that you receive the best coverage for your needs.
24/7 Support Avaible
We understand that insurance concerns can arise at any time. That’s why our dedicated support team is available around the clock to assist you with claims, inquiries, and policy guidance—whenever you need us.
1. What types of insurance do you offer?
Our experts are here to help! We assess your unique needs and guide you in selecting a policy that provides the best coverage for your situation.
2. How do I choose the right insurance plan?
Choosing the right insurance plan depends on your specific needs and financial goals. Our experts assess your situation and recommend policies that provide optimal coverage, ensuring you get the best protection at a competitive rate.
3. What is the process for filing a claim?
Filing a claim with us is simple and efficient:
- Step 1: Notify our claims department as soon as an incident occurs.
- Step 2: Submit the necessary documents, such as claim forms, invoices, and any supporting evidence.
- Step 3: Our team reviews your claim and verifies the details.
- Step 4: Upon approval, you receive your settlement or reimbursement as per the policy terms.
We ensure a seamless process to help you recover quickly.
4. How is my premium calculated?
Insurance premiums are calculated based on several factors, including:
- Type of Insurance: Health, life, home, or auto insurance each has unique risk assessments.
- Risk Profile: Age, medical history, driving record, or business nature impact the cost.
- Coverage Amount: Higher coverage limits may result in a higher premium.
- Deductibles: Opting for a higher deductible can lower your premium.
Our team ensures transparency in pricing and helps you find the best balance between coverage and affordability.
5. What is the process for insurance calculated?
Insurance calculation involves evaluating risk factors and coverage requirements using a systematic approach:
- Risk Assessment: We analyze personal, business, or property-related risks.
- Coverage Selection: You choose the policy type and coverage limits based on your needs.
- Premium Determination: Actuarial models and industry benchmarks help determine fair pricing.
- Final Quotation: After factoring in discounts and additional benefits, we provide you with a tailored quote.
This ensures you receive an accurate and fair premium that aligns with your requirements.
